Health Insurance Coverage: Health insurance is designed to protect you and your family from the costs of the medical services you need when you’re sick or injured. You choose a plan and agree to pay a specific rate, or premium, each month. Your insurer then agrees to pay a portion of Read more…
Commercial Auto Coverage: Commercial vehicle insurance for both owned and leased cars and trucks protects your business in many important ways. Commercial auto insurance covers: Off-Road Vehicle Coverage: Cover your favorite toys (ATV, golf cart, boat, snowmobile, etc.) with Off-Road Vehicle insurance. This protects you in case there is damage Read more…
Depending on the state, Workers’ compensation laws and requirements may be different, but in general, any business who has employees is required to have workers’ compensation insurance coverage. This protects the business when an employee gets hurt on the job by covering lost wages and medical care. In the state Read more…
Life Coverage: Life Insurance requires you to make regular payments (premiums) to an insurance company while you are alive. In return, the insurance company will pay out money in the event you die to cover expenses you leave behind. This gets paid out to your beneficiaries to make sure they Read more…
Business Owner’s Coverage: A Business Owner’s Policy (BOP) combines business property and business liability insurance into one business insurance policy. BOP insurance helps cover your business from claims resulting from things like fire, theft or other covered disasters. This applies to small to medium-sized businesses who need protection. General Liability: This Read more…
Umbrella Coverage: Personal Insurance: There is a special opportunity to receive additional coverage when you have home and auto policy. You can purchase an umbrella policy that provides a blanket over both policies. When a claim is made, let’s say on your home, you are able to pull coverage from Read more…
It’s important to get your vehicle covered if used out on the roads. Finding the right coverage that fits you and your car is necessary to save you big when the unexpected happens. This amount is determined by where you live, value of your vehicle, and coverage you can afford. Read more…
Home Coverage: Standard home insurance policy covers your home, belongings, and liabilities. It’s important to compare companies because there may be additional enhancements provided at no additional cost. When searching for home insurance, there are two important characteristics of coverage to look out for. The 2022 J.D. Power U.S. Home Read more…